Welcome to Fairewel

What are you trying to figure out?

Pick the one that fits where you're at right now.

Step 1 of 4 · Income

What money comes in?

Add each source of income — CPP, OAS, pension, wages, anything regular. You can add as many as you need.

$

Press ↵ to add each source. The frequency above applies to the next one you add.

Step 2 of 3 · Anchor a Cost

Enter the biggest fixed cost you're considering — rent is the most common one. We'll work backwards from there.

What is it?

How much per month?

$

Based on the 50% rule for housing needs

Most financial guidelines suggest housing costs no more than 30–50% of take-home pay. We use 50% as a starting point — you can adjust this.

Suggested minimum income —

Housing as % of income

50%

Step 2 of 4 · Needs

These are your non-negotiables — rent, utilities, phone, groceries. Add them one at a time, or use the quick-add chips below.

Quick add:

$

Press ↵ to add each need. Tap any item to edit it.

Step 4 of 4 · Your Spending Strategy

Saving and giving are percentages of your total income. Wants gets whatever is left.

After your needs — / month to divide up

—%

—

10%

—

1%

—

NeedsWantsSavingGiving

After your bills

—

available each month

This is your starting point. Create a free account to save it — you can refine everything from your dashboard.

Email address

Password

Save this to…

Invite code Your household owner can find this in their account settings.

Organization code Your caseworker will give you this when setting you up.